This article summarizes and cites information directly from the official Chase Sapphire Reserve® Guide to Benefits (effective October 1, 2024), issued by Virginia Surety Company Inc., an Assurant company, and JPMorgan Chase Bank, N.A.It ’s publicly available to current cardholders. All details below reflect that document’s wording as of its effective date and are subject to change. This post is for educational purposes only and is not a contract or promise of coverage. TL;DR

Informational Disclaimer:This article is for informational purposes only and is based on the Chase Southwest Visa Signature® Guide to Benefits effective October 1, 2024. It does not replace or supersede the official benefit guide or any information provided directly by Chase Bank.Coverage details, terms, and exclusions may change at any time. For the most accurate and current information, always review your official benefit guide at chasebenefits.com  or contact Chase using t

Source & date: Capital One Venture X details are summarized from the official Guide to Benefits (effective October 1, 2021). Benefits, limits, exclusions, and claim procedures may change without notice. When you swipe your Capital One Venture X card to book a trip, you might feel like you’re automatically covered for anything that could go wrong. After all, premium credit cards are known for travel benefits, right? But here’s the catch: while Venture X does offer a handful o

This is a review of the Travel Insurance benefit that comes with the Chase Sapphire Preferred® personal credit card. The information in this article was compiled directly from the Chase Sapphire Preferred® Card Guide to Benefits, effective October 1, 2024. Benefits, exclusions, and limits are determined solely by the issuer and may change at any time. This post is for general information only and is not the official policy. Always review the latest Guide to Benefitsfrom Chas

If 2025 has taught us anything, it’s that disasters don’t check your calendar before they strike. From earthquakes in the Philippines to floods in China , wildfires in California , and even a glacier collapse in Switzerland , this year has proven one thing loud and clear: It doesn’t matter where you travel anymore — life can change in an instant. And while you can’t stop natural disasters or political unrest, you can protect yourself and your family with the right steps bef

(Your Complete Door-to-Door Protection for Ocean & River Cruises) Affiliate Disclosure: This post contains affiliate links. I may earn a commission if you purchase through my links — at no additional cost to you . I only recommend products I personally use and trust. Why You Need Travel Insurance for Cruises Cruises — whether an ocean voyage or a European river cruise — are an incredible way to make lasting family memories. But they also come with unique travel risks : Fli

When planning a big adventure, the last thing you want to think about is paperwork and policies. But if your trip includes extreme sports—like skiing, scuba diving, bungee jumping, or even paragliding—you need to pay special attention to your travel insurance. Here’s why: most standard travel insurance policies will not cover accidents or injuries that happen while participating in extreme sports. That means if you twist your ankle skiing in the Alps, need a helicopter evacu

I'm going to get into the nitty gritty of why I think travel insurance is essential, especially for international travel. But here's the TL ;DR (too long didn't read version)– My Favorite Travel Insurance Company And my other favorite company (check both companies to see which plan fits your needs best). If you don’t want to read all the details, here’s the quick version: I always buy travel insurance—and I always use Travel Insured . Here’s why: Their plans cover major iss

The Ultimate Guide to Deciding on Travel Insurance: Domestic vs. International When planning your next vacation, travel insurance might not be the first thing on your mind—but it should be! The right policy can save you money, reduce stress, and provide peace of mind. Whether you're traveling domestically or internationally, the purpose and benefits of travel insurance can vary greatly. Below, we’ll break down the key differences and help you decide if travel insurance is the

Key Take Aways: Travel Accident coverage ONLY covers for loss of life, or serious injury which is defined as loss of limb, sight, or hearing due to the accident.  This does NOT cover medical expenses for anything else, such as, illness, injury, etc. If traveling internationally I feel it is still vital to get a separate travel insurance policy to make sure you have adequate medical coverage. It’s very rare that your health insurance at home with actually cover you due to codi

When planning a trip, there's always the excitement of exploring new destinations, trying exotic foods, and creating unforgettable memories. However, alongside this excitement comes the uncertainty and risks that travel can bring. One way to mitigate these risks is by purchasing travel insurance. But is it always necessary? This guide will help you understand when to buy travel insurance, the benefits it offers, and some key considerations to keep in mind. TLDR: Head to the b

***I am in no way affiliated with the travel insurance companies referenced below (Travel Insured and Allianz), this is my honest review and opinion only. Just recently, my family embarked on a two-week vacation filled with adventure and exploration to the land down under, Australia. Like any responsible traveler, we invested in travel insurance, ensuring that we were prepared for any unforeseen circumstances that might arise. Interestingly, throughout our entire journey, we

Flying home from Vienna with our trio of youngsters, our journey took an unexpected turn upon arrival in Frankfurt. What was initially a smooth transition from our first flight quickly morphed into a test of patience and resilience. Delays due to snow became the catalyst for an unexpected adventure, and it was during this time that the true value of our travel insurance unfolded. The Ordeal : The mere dusting of snow in Frankfurt triggered a series of events that would shape

Picture this: You're on the second day of your long-awaited international trip, exploring new cultures, enjoying incredible playgrounds, and making unforgettable memories with your family. It's a dream come true until suddenly, your 3-year-old child takes a tumble and breaks her arm. Panic sets in, you realize you don’t actually know how to call an ambulance in a foreign country (it’s not 911 like in the US), a local mom comes to your rescue, and you rush her via ambulance to